Ratul Ahmed

Ratul Ahmed

Commerzbank AG

Position
Managing Director, Principal Project Manager - Lending
Ratul Ahmed brings 25 years of financial services experience across market risk, model risk management, AI governance and first-line lending delivery. Until August 2026, she served as Global Head of Model Risk Management & Validation at Commerzbank, where she led the governance and validation of models supporting risk, lending and business decision-making. She has since moved into a first-line role focused on RWA optimisation and green infrastructure, giving her a practical perspective on how banks prepare for market uncertainty while balancing capital efficiency, resilience and sustainable growth. Ratul has a strong interest in global capital flows, supply chains, and the impact of technology on geoeconomics, themes that are increasingly relevant to credit and operational risk in times of market stress.